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Credit Card Debt
News articles on
Credit Card Debt
College Student’s Credit Card Debt Grows on Small Purchases ACCC ... 01 Apr 2005 Only half of this is in the form of school loans—half of a college student’s credit card debt is not for education but for impulsive small purchases such ... Khalsa News Network, Debt Slavery: What The Bankruptcy Bill Could Do To You 01 Apr 2005 A review of data from the Federal Reserve, US Bankruptcy Courts and the Census Bureau found that credit card debt and bankruptcy filings have increased nearly ... Common Dreams New Book, Zero Debt, Offers a Unique Action Plan to Get Out of ... 01 Apr 2005 Khalfani, a former Wall Street Journal reporter for CNBC, has personally conquered more than $100,000 in credit card debt, and she did it WITHOUT filing ... Khalsa News Network, Personal Finance Expert and Wall Street Journal Veteran 01 Apr 2005 ...will offer a free financial workshop and have a question-and-answer session for those who want to learn more about eliminating credit card debt from their lives ... Khalsa News Network, Counting on Social Security Benefits Being There When You Retire ... 01 Apr 2005 Many feel the trap of credit card debt and see no way out but Jolley is quick to show how debt including the mortgage can be wiped out in as little as 5 to 7 ... Khalsa News Network, Smart Kids Can be Dumb About Money 01 Apr 2005 US Treasury statistics reveal that 45% of all college students are in debt with an average credit card debt load of $3,000 by graduation. ... Khalsa News Network, Springing ahead calls for resetting your internal clock 01 Apr 2005 ..."I always compare sleep deprivation to credit card debt. We build up that sleep debt during the week, but you can pay it off on the weekend," he said. ... Waterloo Cedar Falls Courier, Ways to maximize your hard-earned dollars 01 Apr 2005 ...card. Visit www.bankrate.com to compare rates. Shift your higher-rate credit-card debt to a lower-rate line of credit. Then you ... Jackson Clarion Ledger, Bowling Green's city manager resigns amid embezzlement scandal 01 Apr 2005 ...accounts. The money allegedly went to pay off credit card debt, a life insurance policy and lines of credit on his $319,000 home. ... Kentucky.com, Crawford: Cushy comfort for feet: a mere $250 01 Apr 2005 ...$250 price tag. The shoe's tagline is "Impossible is Nothing." "Massive credit card debt is nothing" seems more accurate. I tried ... DesMoinesRegister.com, U seniors flock to GradFest 2005 01 Apr 2005 When the average student is expected to graduate with $4,000 of credit card debt and $15,000 in loans, balancing money wisely is not something all of them are ... Minnesota Daily, $20,000 in credit card debt too much with just one job Mar 29, 2005 By Bruce Williams. DEAR BRUCE: I'm working full-time with an annual take-home income of about $25,000. I am 26 and still a student. ... commercialappeal.com (subscription), Seniors and baby boomers are building serious credit card debt Mar 27, 2005 Though young people are still the worst at managing credit card debt, seniors and baby boomers actually have the fastest growing debt problem. ... News Target, Seniors drowning in credit card debt Mar 21, 2005 Seniors and aging baby boomers are struggling with growing credit card debt - and experts expect the numbers to rise as retirement funds fall short and the ... Boston Herald Ease pain of high interest on your credit-card debt Mar 27, 2005 By MARSHALL LOEB. Say you have $3,000 in debt on a credit card with a 15 percent interest rate. If you only pay $75 per month on ... SunHerald.com, Many replace credit card debt with home loans Mar 27, 2005 Hamilton is among thousands of people nationwide who, over the past several years, have replaced high-interest credit card debt with relatively low-interest ... Asbury Park Press, Buyer Beware Extra: Credit Card Debt, Snack Dates, Timeshares Mar 25, 2005 BOSTON -- On Friday's Buyer Beware Extra, NewsCenter 5's consumer reporter Susan Wornick had news on credit card debt, snack expiration dates, and a timeshare ... Boston Channel.com, Credit counselors see more elderly drowning in credit card debt Mar 20, 2005 More and more senior citizens and aging baby boomers are accruing higher credit card debt, a trend that is expected to continue as retirement funds fall short ... Dateline Alabama, Getting a big tax refund? Pay down credit card debt Mar 20, 2005 By Steve Bucci, bankrate.com. Dear Steve: We (my wife and I) received this year a tax refund of $4,400, and we owe about $6,200 in credit card debt. ... Ventura County Star (subscription), NESDB voices concern over fivefold increase in credit card debt Mar 18, 2005 ...fail to save their earnings, the National Economic and Social Development Board (NESDB) warned yesterday, pointing to a fivefold increase in credit card debt. ... MCOT, Turks Better at Handling Credit Card Debt than Europeans Mar 1, 2005 By Ismail Altunsoy. Inter-bank Card Central (BKM) General Manager Sertac Ozinal takes offense at criticism that people cannot handle credit card debt. ... Zaman Online, Local congressmen reap credit card debt Mar 14, 2005 BY J. JIONI PALMER. WASHINGTON - With the House of Representatives set to take up a bankruptcy bill that would make it more difficult ... Newsday, Ackerman: My credit card debt not a problem Mar 15, 2005 WASHINGTON - Even though financial disclosure records with the House of Representatives say he carried credit card debt as high as $100,000 last year, Rep. ... Newsday, Car Loan and Credit Card Debt Set Quickened Pace in January Mar 7, 2005 By THE ASSOCIATED PRESS. WASHINGTON, March 7 (AP) - Buyers increased their borrowing on credit cards, auto loans and other types ... New York Times A Hill of credit-card debt Mar 9, 2005 High credit-card debt is often a factor in the decision to file for bankruptcy, although the root cause is usually related to a life-altering event such as a ... The Hill, Tax refund? Pay down credit card debt Mar 14, 2005 By STEVE BUCCI. We (my wife and I) received this year a tax refund of $4,400 and we owe about $6,200 in credit card debt. Should ... Record-Searchlight (subscription), Credit card debt goes up while consumers pull back on card usage Mar 8, 2005 Consumer credit card indebtedness is growing at the same time that the proportion of consumers who don’t use a credit card in a given month is growing ... InternetRetailer.com, Banks forced to write off record levels of debt Mar 28, 2005 Write-offs of lending to individuals because of growing credit card debt have swelled from £100m ten years ago to nearly £2bn now. ... Edinburgh Evening News, Get out of debt Mar 30, 2005 At the end of April I managed to have no credit card debt, no student loans. Only a car note, rent and living expenses. I went to ... Syracuse Post Standard, Swimming in debt, but we're not drowning Mar 25, 2005 The average credit card debt stood at $2516 in January but outstanding balances are growing at the slowest annual rate for seven years. ... Sydney Morning Herald (subscription), Consumers hit as banks raise card payments Mar 28, 2005 ...and his ability to work. For millions of Americans with credit card debt, the banks' move could be costly. "The new policy of some ... Tucson Citizen, US Lawmakers Are Piling Up Credit Card Debt Mar 10, 2005 ...they shouldn't". The newspaper said 51 million US households carry credit card debt at an average balance of nearly 12,000 dollars. HispanicBusiness.com, Way out of debt trap Mar 27, 2005 ...three types of debt amortgage of $236,000, a personal loan with an outstanding balance of $11,000 repayable over three years, and a credit card debt of $3000. ... Wodonga Border Mail, Credit-Card-Crusher - Simple educational freeware tool which ... Mar 28, 2005 Just fill in your current credit card debt, Crusher will analyze your debt burden — in terms that are concrete and meaningful. ... PR Leap (press release), In UK, credit cards and home loans are creating debt crisis Mar 27, 2005 In a recent report, Cattles PLC says that the recent rise in personal bankruptcies is a direct result of credit card debt and re-mortgaging homes. ... News Target, Tax refund means you're having too much withheld Mar 29, 2005 ...the average $2,259 refund, you would instead put $188.25 more in your pocket sooner each month, perhaps enough to keep you from going into credit card debt. ... Los Angeles Times (subscription), THE COLOR OF MONEY: Party animals, party poopers argue cases Mar 30, 2005 ...the Marine Corps. "I was one of those who piled on the credit-card debt and student loans while holding down two jobs. And I paid ... Richmond Times Dispatch, Pay off debt in way that works for you Mar 27, 2005 Keep in mind that the ultimate goal of most people in credit-card debt is to get rid of it and not find themselves in the same situation again. ... Ventura County Star (subscription), Bill tightening debt-relief rules for individuals leave some holes ... Mar 27, 2005 ...nIf a consumer’s disposable income is between $100 and $166 a month, and his credit card debt is $24,000 or less, the debtor can’t file under Chapter 7 and ... Longmont Daily Times-Call, Personal Finance Daily Mar 30, 2005 Until 1986, consumers could write off the interest on their credit card debt, but that perk is no more, and mortgages remain the primary form of tax-advantaged ... MarketWatch USAA Certified Financial Planner Practitioners Offer Five Tips to ... Mar 30, 2005 Consumer Credit Index. Use your tax refund to reduce or eliminate debt, especially high-interest credit card debt. -- CREATE A GREENER ... Business Wire (press release), House vs. debt: Know the traps Mar 19, 2005 Jim Hamilton made a late-year resolution to get rid of his credit-card debt. In December, when he refinanced his mortgage through ... Arizona Republic, Few taxpayers plan to splurge with refunds Mar 30, 2005 ...for real estate development companies, said he hopes the $5,000 refund he is awaiting will help pay the last of his student loans, credit card debt and car loan ... Washington Times, Interest rate… so what? Mar 30, 2005 Of the major forms of debt, the proportion of people with credit card debt and hire purchase/store credit debt fell in the year to the March quarter, the ... Property Review, Schneider: A man without debts can't be trusted with satellite TV Mar 31, 2005 ...anybody. He has no credit card debt, no consolidation loans, no outstanding medical expenses, no home-equity line of credit. Burnham ... Lansing State Journal, Boca based debt-relief firms targets of complaints, state inquiry Mar 27, 2005 By Jon Burstein. Missouri firefighter Tim Steinman entrusted Debt Relievers Credit Counseling with helping him manage his credit card debt eight months ago. ... Sun-Sentinel.com, Plastic can be financial lead weight Mar 29, 2005 Credit card debt risk increases when cards are often used for smaller everyday purchases, so it is important to know what the card should be used for each ... Minnesota Daily, Scott says debt is under control Mar 16, 2005 Robert C. Scott of Virginia ranked high in a survey of members of Congress with large credit-card debt in 2003 and parts of 2004, but he said this week his ... Richmond Times Dispatch, Debt repayment, the feel-good way Mar 18, 2005 Keep in mind that the ultimate goal of most people in credit card debt is to get rid of it and not find themselves in the same situation again. ... Bankrate.com Are you a credit card addict? Mar 24, 2005 In 1995 the total credit card debt was $195.2 billion (up $30 billion from June 1994). The average balance was $1825 (up $75/card from the year before). ... Khalsa News Network, Banks bump minimums due on cards Mar 27, 2005 ..."It's been slow going for me.". But for the millions of Americans carrying credit card debt, the banks' move could be costly. "The ... DetNews.com, Jersey band deserves some credit Mar 30, 2005 BY JAY LUSTIG. Like many struggling musicians, members of the rock group Shamra know a thing or two about credit-card debt. They're ... Newark Star Ledger, More people using home equity loans to pay off credit cards Mar 27, 2005 Many consumers who want to get rid of their high-interest credit card debt are turning to lower-interest home equity loans to pay off their balances. ... News Target, Some shun vacation debt; others can't Mar 26, 2005 Marine Corps captain. "I was one of those who piled on the credit-card debt and student loans while holding down two jobs. And I ... Indianapolis Star Editorial: Schooling pays/But students struggle with debt Mar 29, 2005 ...debt. A third of those surveyed will graduate with student loans exceeding $10,000. That's in addition to credit card debt. A third ... Minneapolis Star Tribune (subscription), MMI Cautions to Think Twice Before Tapping Your Home's Equity Mar 29, 2005 You could lose your home. Before you consolidate credit card debt with a home equity loan, be aware that you would be trading unsecured debt for secured debt. ... Business Wire (press release), Tax refunds up this year Mar 30, 2005 Voisinet recommends using about 75 percent of the total tax refund for reducing credit card debt or a car loan or some other similar debt. ... Marietta Times, Treasurer's card education program comes to SWI Mar 27, 2005 For example, he said a $2,000 credit card debt, when paid off at a rate of the minimum 2 percent per month, would take 30.8 years to pay off at a total cost ... Council Bluffs Daily Nonpareil, Ackerman: My credit card debt not a problem Mar 15, 2005 WASHINGTON -- Even though financial disclosure records with the House of Representatives say he carried credit card debt as high as $100,000 last year, Rep. ... Newsday, Say goodbye to record-low rates Mar 28, 2005 To a family with $10,000 in credit card debt and $30,000 in home equity debt, interest rate increases have had a relatively modest effect on monthly payments ... MSN Money CPA Writes Financial Basics Book for Students Mar 30, 2005 ...account. He did okay through college, but had to declare bankruptcy by the time he turned 30 because of overwhelming credit card debt. ... SmartPros Accounting readers weigh in on bankruptcy Mar 30, 2005 Every single person I know with credit card debt has it because they are living beyond their means, "high on the hog," as some would say. ... Bankrate.com Paying down credit card debt is best way to use tax refund Mar 15, 2005 By Steve Bucci. Dear Steve: We (my wife and I) received this year a tax refund of $4,400 and we owe about $6,200 in credit card debt. ... commercialappeal.com (subscription), Interest, Late Fees Tripled The Card Companies' Bill Mar 19, 2005 ...in downtown Alexandria, making a case to a federally appointed trustee for why he should be allowed to wipe out $20,542.04 in credit card debt under Chapter 7 ... Washington Post Enjoy A DEBT FREE Holiday Season! Mar 24, 2005 Imagine a holiday season that is more carefree and relaxed because you’re not incurring any new credit card debt. Sounds good, but think it’s impossible? ... TheCheers, Credit Card Penalties, Fees Bury Debtors Mar 5, 2005 Hosseini worked a second job to keep up with the $2,000 in monthly payments she collectively sent to five banks to try to pay $25,000 in credit card debt. ... Washington Post As US credit-card business flags, MBNA revamps itself Mar 27, 2005 Americans, on average, now have three credit cards and carry $2,600 in credit-card debt, according to Myvesta, a Rockville, Md.-based consumer education ... Cincinnati Enquirer, Agency targets teens on credit card decisions Mar 22, 2005 ..."We also show a video that has proven very effective in getting the attention of the kids as to how serious credit card debt can be," Loven said. ... Marshalltown Times Republican, Obama pushes Pell Grant bill Mar 30, 2005 ...could make the difference in terms of whether you are accumulating over the life of your college education an additional $5,000 in credit card debt that might ... Daily Illini, Students can seek help for financial issues Mar 29, 2005 ...employer or self employment.". McKenna advises all students to stick to a financial plan and avoid credit card debt. "It is also ... The Rocky Mountain Collegian You can take steps to deal with rates Mar 30, 2005 With credit card debt, locking in fixed rates is not an option and the issuer as considerable flexibility to change the terms at any time. ... Northwest Herald, SUNDAY MAGAZINE: 5 steps toward staying afloat -- basic but good ... Mar 26, 2005 Third step: While you're paying down the credit card debt, set aside some money in savings and possibly toward a down payment on a home. ... Orangeburg Times Democrat, Bankruptcy reform appears on its way Mar 20, 2005 ...bankruptcy numbers are unlikely to change significantly, given that Idaho residents are carrying an estimated $10,000 apiece in credit card debt, according to ... IdahoStatesman.com, Bankruptcy bill isn’t airtight legislation Mar 26, 2005 If a consumer’s disposable income is between $100 and $166 a month, and his credit card debt is $24,000 or less, the debtor can’t file under Chapter 7 ... Quad City Times, Elderly Drowning In Credit Debt, Counselors Say Mar 21, 2005 BOSTON -- More and more senior citizens and aging baby boomers are accruing higher credit card debt, a trend that is expected to continue as retirement funds ... Boston Channel.com, Forget Spring Break - pay off your debt Mar 21, 2005 Not when you look at survey after survey of the growing number of college students racking up a maddening amount of credit card debt. ... Sun-Sentinel.com, Learning Memetics from Evangelicals Mar 26, 2005 ...skating on thin ice. The average American family saw its credit card debt rise 53 percent during the ‘90s. Credit card companies ... Guerrilla News Network Drowning in debt Mar 9, 2005 By the time most debtors contemplate filing for bankruptcy for relief from credit card debt, they have generally paid back their simple balance plus much more. ... Staunton News Leader, More questions than answers raised with mortgage inquiry Mar 27, 2005 ...car or truck is used for business. Interest on personal credit card debt is not deductible. Interest on home equity loans is deductible ... Chicago Tribune (subscription) The Corporate Threat to All Americans Mar 27, 2005 ...who were convinced an anticipated economic turndown would result in massive bankruptcies filed to clear the burgeoning personal credit card debt Americans were ... SierraTimes.com Home mortgages become complex form of rent as homeowners gain no ... Mar 27, 2005 If you find this article interesting, be sure to also read 'As Consumers Dive Deeper Into Credit Card Debt, Banks Rake In Profits.'. ... News Target, Q&A: Get on right side of interest rates Mar 25, 2005 Corp. With credit card debt, locking in fixed rates is not an option. ... com. 'Pay down any credit card debt as aggressively as you can.'. ... San Antonio Express (subscription), Peter Boutell: Lending a Hand Mar 26, 2005 However, her car payment and credit card debt increased her monthly debt by $610 per month. Now her debt-to-income ratio was 60.4 percent and unacceptable. ... Santa Cruz Sentinel, Internet can be very useful for those who want more information ... Mar 24, 2005 Anybody looking for information about credit cards, credit card offers, and how to manage credit card debt can look online for all they need. ... News Target, Make the most of Internet in managing your credit card Mar 15, 2005 Ideally, we would all pay off our credit card debt each month, but not all of us do. Here are some tips for managing your credit ... Express Newsline, Sacramento bankruptcy filings down 9% Mar 28, 2005 California ... or housing prices are simply going up, allowing people to refinance their homes to pay off credit-card debt.". Mortgage ... MSNBC Ask the Biz Brain Mar 24, 2005 I have a few thousand dollars in credit card debt I am determined to pay off this year. Should I attempt to save money and pay this debt at the same time? ... Newark Star Ledger, Widespread Mortgage Fraud Threatens America's Homeowners, New ... Mar 29, 2005 ...have been urged to buy into new housing developments, to treat their home equity like a bottomless ATM, and to exchange high- interest credit card debt for low ... Yahoo News (press release) Why you should never co-sign a loan Mar 18, 2005 ...partner. A parent co-signed for a credit card for her college-age daughter and is now stuck with $30,000 in credit-card debt. For ... MSN Money Archived links. These articles may no longer be available. To access these articles you will need to contact the listed source publication (i.e. LA Times, CNN, etc).
Ignoring credit changes can cost you 29 Jan 2004 ...they can lower your rate, waive a fee, or raise your limit," encourages Bilker, also the author of the recently published "Talk Your Way Out of Credit Card Debt ... (Bankrate.com) Saving secrets for a consumer generation 29 Jan 2004 ...(CNN/Money) – Seven years ago, twenty-something Jason Anthony looked around his New York rental apartment and realized he had $16,000 in credit card debt and ... (CNN/Money) Reach Your Goals 29 Jan 2004 Regardless of whether you're looking for a new job or attempting to pay off some credit card debt, if you want to be successful in reaching your financial goals ... (Metro Weekly) President plans visit to Merrimack today 29 Jan 2004 ...to learn that many students today are not being taught such basic skills as balancing a checkbook, putting money aside for savings and avoiding credit card debt ... (Portsmouth Herald, NH) Borrowers beware: Rates will rise again 29 Jan 2004 Consumers should have been using the low-rate period to pay down credit card debt they never should have accumulated in the first place (remember the first ... (Seattle Post Intelligencer, WA) Personal Finance: Club-y approach to money 29 Jan 2004 The zone lesson plans prompt club members to discuss topics ranging from money fears to getting organized, cutting expenses, dealing with credit card debt and ... (Tucson Citizen, AZ) First-time buyers see dreams fade 29 Jan 2004 Apodaca said one of his own salespeople told him he needed to clean up his credit before he built a home, including retiring some credit-card debt. ... (Indianapolis Star, IN) LifeFiles: Keeping Secrets Keeps Marriage Fun 29 Jan 2004 ...all. Of course, some people take this all too far, having affairs, hiding their credit card debt and telling other harmful lies. ... (Local6.com, FL) What to do about holiday credit card debt or Who to trust with ... Jan 26, 2004 With the holidays behind them some students are wondering how they can recover from the stress of credit card debt and empty bank accounts. ... (The Rocky Mountain Collegian) Credit card debt takes a small dip Jan 24, 2004 Myvesta.org, a nonprofit credit- counseling organization, says its most recent credit card survey indicates that the average amount of credit card debt may ... (Evansville Courier & Press, United States) Marty Pottenger explores the drama of credit card debt Jan 20, 2004 ...by Charles McNulty. By Marty Pottenger. "I bought the Armani when the Banana Republic looked just fine," confesses a middle-aged guy ... (Village Voice, NY) Crippling bill fears as credit card debt hits € 1.6 bn Jan 14, 2004 THE massive increase in the level of credit card debt in the past three years has fuelled fears tens of thousands of people face crippling bills. ... (IrishExaminer.com, Ireland) MapInfo Uncovers Spenders Who Are Racking Up Credit Card Debt Jan 14, 2004 TROY, NY-January 13, 2004-Following the holiday shopping season, MapInfo Corporation (NASDAQ: MAPS) today released market analysis using its PSYTE® US ... (LBS (Location-Based Service) Zone (press release), United States) How to kick credit card debt Jan 15, 2004 ...shop. Make a budget so you know how much money it takes to cover monthly expenses and what's left to apply to credit card debt. ... (Jackson Clarion Ledger, MS) Dig Your Way Out Of Credit Card Debt Jan 19, 2004 Take a look at your spending plan, or your budget, and set aside as much extra income as you can to repay this credit card debt," Berberian said. ... (Turn to 10.com, RI) Money minute: Keep credit card debt on tight leash Jan 13, 2004 You don't want this hangover to hang around too long because it will cost you. Pay it fast: Financial planners advise consumers ... (AZ Central.com, United States) Tips To Avoid Increasing Credit Card Debt Jan 16, 2004 Many credit card companies now allow cardholders to pay lower monthly payments -- but paying less could cost consumers significantly more in the long run. ... (WBAL Channel.com, MD) Be careful attempting to reduce your credit card debt Jan 20, 2004 How many of us have said that as the holiday spending hangover has hit. Credit card debt for all of us totals $735-billion; the number is likely to go up. ... (KOTV, OK) Holiday Credit Card Debt May Cost You More Jan 18, 2004 If some companies get their way, your generosity could cost more than you think, according to NBC4. That's because some creditors ... (NBC4.TV, CA) FF calls on banks to address credit card debt Jan 8, 2004 The vice-chairperson of the Dáil Public Accounts Committee, John McGuinness, says that credit card debt in this country currently stands at €1.5bn. ... (IrishExaminer.com, Ireland) Digging Out of Debt; CCCS Offers Tips on Paying Off Overwhelming ... Jan 27, 2004 CCCS) notes the best thing consumers can do to protect their financial health is to focus on improving their personal economy by paying down credit card debt. ... (PRNewswire (press release)) Managing your credit card debt Jan 12, 2004 You want to try to manage your credit card debt as best you can. If you have high interest credit cards, pay off those bills first. ... (Capital News 9, NY) MapInfo Uncovers Spenders Who Are Racking Up Credit Card Debt Jan 13, 2004 Following the holiday shopping season, MapInfo Corporation (NASDAQ: MAPS) today released market analysis using its PSYTE(R) US Advantage Neighborhood cluster ... (Business Wire (press release)) Paying Off Credit Card Debt After Holiday Purchases Jan 9, 2004 The holidays may be over, but there's still one thing left to open -- the bills for holiday purchases. If you're like thousands ... (WBAL Channel.com, MD) MUM'S WARNING OVER CREDIT CARD DEBT Jan 3, 2004 A WALNEY mum has warned families about the risks of using specialist companies to pay off Christmas debt. Wendy Chadwick, 31, says ... (Barrow North West Evening Mail, UK) Strapped with deep debt? You can fight back - and win Jan 27, 2004 ...previous Christmas.". Currently, the nation's credit card debt is more than $700 billion, about $8,940 per household. Scrivner says ... (AZ Central.com, United States) How does your debt compare? Jan 27, 2004 ...they borrowed on average in 1995-96. Credit card debt among students is also growing at a fast clip. In 2000, 78% of students had ... (MSN Money) A nation of debtors Jan 28, 2004 If you've consolidated loans and credit card debt more than once in the last five years, you're not handling your debts well. ... (This is Money, UK) PLANS FOR CITY COUNCIL TAX TO BE PAID BY CREDIT CARD Jan 27, 2004 The plan, however, has prompted warnings from a consumer group that the council must make clear the dangers of credit-card debt if the new payment methods are ... (North Scotland Press and Journal, UK) Debt Settlements Aren't The Easy Way Out Of Debt Jan 28, 2004 Q: I've been slowly paying off a lot of credit card debt that I accumulated while in college and the first couple of years after I graduated. ... (Oswego Daily News, NY) Shoppers splurge $1.9b on credit Jan 25, 2004 By STUART DYE. Big-spending New Zealanders plunged into a credit card debt of almost $4 billion over the Christmas holidays. Over ... (New Zealand Herald, New Zealand) Tricky balance transfers can trip you up Jan 26, 2004 That's only the first step," Sandoval says. The best way to free up more cash for the long haul is to eliminate credit-card debt. ... (MSN Money) Counties' bankruptcy rates rising fast Jan 26, 2004 These increases, attributable primarily to a weak economy and high credit card debt, mean increasing numbers of residents and businesses needed court orders to ... (Baraboo News Republic, WI) Pay all bills early to avoid an increase in credit card interest ... Jan 26, 2004 Scott Bilker, author of Talk Your Way Out of Credit Card Debt, said the trend, which first appeared in the late 1990s, has become standard practice in the ... (Kansas City Star (subscription), MO) Students charging toward debt Jan 25, 2004 ...are more likely to be financially independent, have need-based financial aid and hold $1,000 or more in debt, not including student loans and credit card debt. ... (The Sagmore) Proceed with caution while paying off credit card debt Jan 11, 2004 You overspent on the holidays or all of last year. Now you're worried about how you'll dig yourself out of this money sinkhole. ... (Everett Herald, WA) Brown: Now, tackle credit card debt and start tax planning, too Jan 10, 2004 So here, from a fellow financial sinner, are some reminders of things to do in the new year. First, as always, is paying off that credit-card debt. ... (Corvallis Gazette Times, OR) Credit card spending soars Jan 23, 2004 But strong repayments meant overall credit card debt rose by just £574 million during the month, well down on October's jump of £693 million and £818 ... (ITV.COM, UK) Ask the expert: Dealing with card debt Jan 16, 2004 My sister has a £5000 credit card debt. She has arranged to pay back £100 per month but the interest alone accounts for £98. ... (BBC News, UK) Burden of debt Jan 26, 2004 ...help you do it.". The nation's credit card debt currently stands at $735 billion, or nearly $7,000 per household. And since about ... (Contra Costa Times, CA) Economist: State moving toward modest recover Jan 27, 2004 ...available for state programs. The average consumer carries a credit card debt load of about $12,000, Klepper-Smith said. "When we get ... (Stamford Advocate, CT) How that huge credit limit can hurt you Jan 19, 2004 ...available credit. This massive marketing and extension of credit lines has led to a big jump in consumer credit card debt. Whether ... (MSN Money) Borrowing road funds clears panel Jan 27, 2004 But Rep. Jeff Espich, the ranking Republican on the House Ways and Means Committee, said it was just that. "This is simply credit card debt. ... (Henderson Gleaner, KY) Two views of one defendant Jan 28, 2004 ...advantage of another longtime friend, Willem Van der Bijl, a former professor at the Naval Postgraduate School who had been saddled with credit card debt and a ... (Monterey County Herald, CA) Many accumulate debt off credit cards, struggle to pay it off Jan 16, 2004 A month after that landmark birthday - one that many of us spend clutching a box of tissues - she will be free of credit card debt. ... (Casa Grande Valley Newspapers, AZ) Don't bite off too much house Jan 27, 2004 You’re absolutely debt-free. No credit card debt, student loans or car payments -- and none anticipated in the near future? You ... (MSN Money) Church treasurer sentenced for stealing money Jan 27, 2004 Albany. Clinton County Judge Kevin Ryan said DeMar used the money to pay for his credit-card debt and his child's wedding. Under ... (Newsday) Virginity For Sale; or, How I May Chuck Everything and Become a ... Jan 27, 2004 An American girl, with a big credit card debt, tried the same thing earlier in January (whether or not she was successful wasn't mentioned). ... (Magic City Morning Star, ME) Valentine's Day Tips - What Future Millionaire's Give to Each ... Jan 28, 2004 Then watch your intimacy, and investments, grow. * Paying off credit card debt. Surprise her with a zero balance every month from now on. ... (Emediawire (press release)) ONE Signature Launches ONE STEP Investment Program Jan 27, 2004 ONE Signature provides cost effective loans to Canadians through Financial Advisors to reduce the current cost of servicing Canadians' credit card debt. ... (Business Wire (press release)) Embezzler sued by insurer Jan 28, 2004 During her sentencing, Guenst said the thefts started as a way to pay off credit card debt she incurred after being laid off from her previous job, and later ... (Allentown Morning Call, PA) Budgets are vital even if cash flow is low Jan 27, 2004 ...cable? Can you reduce any bills? Are you eligible for one-time assistance with heat or electricity? Manage your credit-card debt. For ... (Buffalo News, NY) Man faces jail time for grand larceny Jan 28, 2004 Keeseville. Clinton County Judge Kevin Ryan said DeMar used the money to pay for his credit card debt and his child's wedding. Under ... (Capital News 9, NY) Voice of the People Jan 28, 2004 ...people living from one paycheck to the next, stretching to meet mortgage and car payments, education expenses, etc., while building up huge credit-card debt ... (Press of Atlantic City, NJ) Money Clubs guide women on finance Jan 26, 2004 The zone lesson plans prompt club members to discuss topics ranging from money fears to getting organized, cutting expenses, dealing with credit-card debt and ... (Washington Times, DC) The lowdown on what affects your credit score Jan 23, 2004 By MICHELLE SINGLETARY. Many people collect credit cards like some collect Beanie Babies. The average household now carries about $9,000 in credit card debt. ... (Seattle Post Intelligencer, WA) Simple steps can aid credit Jan 18, 2004 Over a lifetime, getting lower rates on mortgages, auto loans and credit-card debt can lead to hefty savings, enough to fund a good portion of any retirement. ... (Indianapolis Star, IN) Jack Sirard: Canceling credit card may affect your rating Jan 16, 2004 In general, for the best score, your total outstanding credit card debt should not exceed 20 percent of your credit availability," he says. ... (Sacramento Bee, CA) Big holiday debts? Make a plan Jan 15, 2004 ...host of a nationally syndicated financial counseling radio talk show, said he believes a consumer must identify the reason why he's racked up credit card debt. ... (Jackson Clarion Ledger, MS) It pays to pick right credit card Jan 15, 2004 About 190 million Americans have credit cards, and in 2002 consumers charged $1.4 trillion on them. The average household has $8,000 in credit-card debt. ... (Indianapolis Star, IN) Bank Merger Likely to Mean New Terms for Credit Card Holders Jan 15, 2004 He gave credit cards as an example, saying that even if JP Morgan Chase and Bank One will own a leading share of credit card debt, "that doesn't prevent others ... (New York Times) 417 workers at Sears credit will be laid off Jan 25, 2004 That's the way we maximize resources.". Citigroup, one of the nation's largest managers of credit card debt, issues cards under its Citibank brand. ... (Boston Globe, MA) Strapped and trapped Jan 18, 2004 ...opportunity program for Demos, a nonpartisan think tank based in New York, and author of the study "Borrowing to Make Ends Meet: The Growth of Credit Card Debt ... (South Bend Tribune, IN) The pitfalls of plastic Jan 16, 2004 ...be surging again, but the long downturn and persistent lack of job growth have left a trail of destruction for many consumers overwhelmed by credit card debt. ... (MSNBC) Commentary: The death of the consumer is greatly exaggerated Jan 27, 2004 The subprime lending market is thriving. People are refinancing their credit card debt into their homes. How can the economy survive this latest crisis? ... (Bankrate.com) Bill Van Auken Jan 26, 2004 ...of income today. Total credit card debt tripled from 1989 to 2001, with the average family’s debt rising 53 percent. In the last ... (World Socialist) Home deficits do matter Jan 17, 2004 According to the Consumer Credit Counseling Service of Los Angeles, the average American household carried $8,940 in credit card debt before the holidays. ... (Pasadena Star-News, CA) Bargain hunters switch cards Jan 26, 2004 People living in the south-east and East Anglia are most likely to be planning to transfer an outstanding credit card debt to a new provider, with 1.67 million ... (Guardian, UK) Despite refinancing mortgage, couple has no cash savings for ... Jan 25, 2004 But they have no cash savings for emergencies. And they can't manage to get rid of credit card debt that stays in the high teens. ... (San Antonio Express, TX) General News Jan 26, 2004 ...overhead. They've also been able to cash out some equity from their homes, thanks to soaring home values, and pay off credit-card debt. ... (Investor's Business Daily (subscription)) Drowning in debt Jan 25, 2004 Those companies boast that they've helped thousands of people dig themselves out of credit card debt while keeping collection agencies off their backs and ... (Bremerton Sun, WA) Debt blurs visions of retirement Jan 25, 2004 They have been offered $250 a share. They have $25,000 of credit-card debt. I want these proceeds to allow them to retire, and they agree. ... (Seattle Times, WA) The amazing disappearing budget Jan 26, 2004 This is like running up a credit card debt and asking our kids to pay for it in the future -- it's fiscal child abuse," de Rugy said. ... (CNN/Money) Tell us if you are buried in debt Jan 25, 2004 Myvesta. Their clients in financial crisis had unsecured credit card debt of $77,036 in 2003, up from $52,201 in 2002. Mortgage ... (Akron Beacon Journal, OH) Careful budgeting, planning can keep job seekers afloat Jan 26, 2004 Can you reduce any bills? Are you eligible for one-time assistance with heat or electricity? -- Manage your credit-card debt. For ... (Charleston Post Courier (subscription), SC) Time to set more realistic goals Jan 24, 2004 They have been offered $250 per share. They have $25,000 of credit-card debt. I want these proceeds to allow them to retire, and they agree. ... (Minneapolis Star Tribune (subscription), MN) Young learning to pile up debt Jan 18, 2004 ...was $11,400. But on top of those low-interest loans, young adults increasingly leave school with substantial credit card debt. In ... (The News Journal, DE) Dear Dr. Don, Jan 26, 2004 I have about $16,000 in credit card debt. We moved from California to Atlanta. I had a cleaning service for 11 months. I've only ... (Bankrate.com) Members Equity banks on a change of direction Jan 22, 2004 Industry fund members will be able to borrow housing funds at 6.49 per cent and pay 9.95 per cent on revolving credit card debt. ... (The Age, Australia) Deeper and Deeper in Debt Jan 14, 2004 This staggering amount-averaging $18, 700 per household--represents primarily credit card debt and car loans and does not include home mortgages. ... (ProgressiveTrail.org, United States) Bankruptcy could help debt-laden `Anonymous' Jan 25, 2004 For her $65,000 in credit-card debt, the counselors said creditors generally want 2 percent to 3 percent of the debt each month. ... (Miami Herald, FL) Common perils land folks in bankruptcy Jan 18, 2004 Newport News bankruptcy attorney Olaf F. Gebhart agrees. He recalls one client who, like the Bonds, had little or no credit card debt. ... (Hampton Roads Daily Press, VA) US consumer debt reaches record levels Jan 14, 2004 The total credit card debt alone stands at $735 billion, with the household card debt of those who carry balances estimated to average $12,000. ... (World Socialist) Reducing debt on credit cards has its dangers Jan 18, 2004 By PAUL WENSKE. Now that the hoopla of the holidays is past, many of us are thinking seriously about once and for all paying down that nasty credit card debt. ... (Kansas City Star (subscription), MO) Digging Your Way Out of Holiday Debt Jan 14, 2004 Our two busiest times of the year are February after people have run up their credit card debt after Christmas and in September after people run up their ... (KCBD-TV, TX) 12 tips to fix finances in 12 months Jan 24, 2004 The average American is carrying $2,294 in credit card debt, according to the annual credit card survey by Myvesta.org, a nonprofit consumer education ... (Cincinnati Enquirer, OH) Play Defense In the Credit Game Jan 24, 2004 By Michelle Singletary. Many people collect credit cards the way some collect Beanie Babies. The average household now carries about $9,000 in credit card debt. ... (Washington Post, DC) Car debt getting out of hand Jan 23, 2004 By Lawrence Ulrich, Money Magazine. NEW YORK (Money Magazine) - Credit-card debt was bad enough. Now people are running financial red lights in automobiles. ... (CNN International) Super funds bank to spend $4.5m on ads Jan 22, 2004 Members of industry funds will be able to borrow housing funds at 6.49 per cent and pay 9.95 per cent on revolving credit-card debt. ... (Sydney Morning Herald, Australia) Many Americans battling debt Jan 10, 2004 By LISA VERNON-SPARKS. Up until a year ago, Joseph Burdge and his wife were drowning and going down for the third time in a sea of credit-card debt. ... (New Brunswick Home News Tribune, NJ) Raid shatters alchemists ' lab - but finds no meth Jan 24, 2004 But Alonso's furnace is broken, and Alonso is using the stove for heat. Alonso still has about $15,000 in credit card debt. And ... (Roanoke Times, VA) Unpaid tax bills threaten seniors homes Jan 22, 2004 ...survivor network. Her expenses include $95 a month for health insurance, credit card debt of $5,000 and basic utilities. A visit ... (Pittsburgh Tribune-Review, PA) Billing time: Spending hangovers can hit consumers hard Jan 16, 2004 Then the real hangovers begin. In the last 10 years, average credit card debt has more than doubled for households using at least one account. ... (Coppell Gazette, TX) Consumer debt grows at alarming pace Jan 13, 2004 ...an earned privilege. Now, government figures show that three out of five US families have credit card debt. "What's alarming is ... (MSNBC) Know ins and outs before playing the credit game Jan 25, 2004 Many people collect credit cards like some collect Beanie Babies. The average household now carries about $9,000 in credit card debt. ... (Everett Herald, WA) Many in US have reached depths of debt Jan 10, 2004 Dillard, who for a time was a single mother taking care of two girls, had accumulated $10,000 in credit-card debt and about $400 in doctors' bills. ... (Indianapolis Star, IN) Consumers slow credit card use, but borrow for auto purchases Jan 8, 2004 ...last quarter," he said. The Fed's report includes credit card debt and loans for cars, boats and mobile homes. It does not include ... (San Diego Union Tribune, CA) Banks should convert large credit card debts into personal loans ... Jan 8, 2004 ...in order to clear that debt. “Credit card debt in Ireland stands at more than €1.5 billion. There are 2.5 million credit card ... (Politics.ie, Ireland) Winning the credit war Jan 17, 2004 Over a lifetime, getting lower rates on mortgages, auto loans and credit-card debt can lead to hefty savings, enough to fund a good portion of any retirement. ... (Lansing State Journal, MI) Consumer debt is spiraling out of control Jan 17, 2004 Seventy-year-old David Karper, for example, didn't have a problem shouldering his credit card debt until he retired in 1999 as a driver for a medical lab. ... (Hampton Roads Daily Press, VA) Delinquency rate rises for credit card loans 02 Dec 2003 The delinquencies rate for credit card debt that has been converted into long-term loans is rising, business insiders said yesterday. ... (Joongang Ilbo, South Korea) S. Korea credit card firms swing to US$1.3bil loss 02 Dec 2003 Total credit card debt at LG Card and seven others fell to 63.4 trillion won in the September quarter from 70.1 trillion won in the June quarter. – Reuters. (The Star, Malaysia) InCharge Institute Gives Kids Money Smarts 02 Dec 2003 Credit card debt is a common trap for at-risk children and learning proper debt management at a young age will give them a big advantage in life," said Robert ... (PRNewswire (press release)) Jack Sirard: Know how you will pay for presents before buying 02 Dec 2003 ...debts. "Now is the time to compare your income and savings to your credit card debt, living expenses and other financial obligations. ... (Sacramento Bee, CA) Survey: Americans Want To Prevent Holiday Debt 02 Dec 2003 A recent consumer study finds many consumers planning to spend hundreds of dollars on holiday gifts while promising to monitor mounting credit card debt. ... (WBAL Channel.com, MD) Holiday debt: Curbing your holiday spending? 02 Dec 2003 The average US household is expected to spend $455 on gifts alone this year. More than half are still paying off credit card debt from last Christmas. ... (WIS, SC) Mom, I'm home - again 02 Dec 2003 Labor Statistics. Even some with jobs often can't afford to live on their own because of student loans or credit card debt. Having ... (Buffalo News, NY) Aussie dollar hits six year high 02 Dec 2003 ...to come. And we also have record levels of credit card debt, so the Reserve Bank is working in unchartered territory. DAVID HARDAKER ... (ABC Online, Australia) Household debt reaches record high 02 Dec 2003 ...month. "Then they'll get into the credit cards to help themselves out and they end up with credit card debt they can't keep up with. ... (New Castle News, PA) On-the-job training 02 Dec 2003 ...other bills. She uses her paychecks to pay off credit card debt and to party at bars, such as her favorite, The Green Iguana. Soon ... (The University of South Florida Oracle, FL) Barclays predicts better than expected profit 02 Dec 2003 ...hit the headlines for all the wrong reasons last month after Barrett was pilloried for admitting he had advised his children not to run up credit card debt as ... (Channel News Asia, Singapore) Cool down debt fever 02 Dec 2003 Most vulnerable in a free market are those who pile up costly credit card debt. The answer to excess borrowing is to raise interest rates. ... (This is Money, UK) How to make next April 15 less taxing 02 Dec 2003 ...options, said Balasa. - Use home equity lines of credit to pay off high-interest credit card debt, said Bendix. Home equity rates ... (Chicago Tribune (subscription), IL) WealthSpring Mortgage Announces Launch of New Rightfee Guaranteed ... 02 Dec 2003 One way it garnered success early on was by assisting homeowners with credit card debt and by working with lenders to creatively put together financing for ... (Business Wire (press release)) Marginal drop in value of approved loans 02 Dec 2003 Outstanding credit card debt rose by £665m during the month, compared with September's jump of £765m, to leave people owing a total of £168.12bn. ... (icWales, UK) Many College Students Drown In Credit Card Debt Nov 18, 2003 The average student leaves college with more than $2,700 in credit card debt. That's separate from any college loans they may have. ... (WGAL Channel.com, PA) Power of plastic: credit card debt overwhelms students Nov 19, 2003 ...minimum payments. The number of students with credit cards is rising, as is the number of students in credit card debt. According ... (Purdue Exponent) Putting Home Repairs On A Credit Card Dec 1, 2003 ...if you have the resources to repay your bills on your own or if enrollment in a formal debt management plan is the key to getting your credit card debt paid off ... (Oswego Daily News, NY) The House of Cards Dec 1, 2003 ...four credit cards—and some 2.2 million people are behind on their payments, having rung up a staggering total of about $100 billion in credit-card debt. ... (TIME) The Pain of Coping When a Job Is Snatched Away Nov 30, 2003 ...be. "We had built up equity in our old house, have always been savers, and we didn't have any credit card debt," Mr. Gill said. ... (New York Times) SUSAN TOMPOR: Even $10 a month can help a family work its way out ... Nov 30, 2003 Vanessa Gamble of Pontiac, whose name card read Vice Vanessa, has six children and so much credit card debt that she's not sure what she owes. ... (Detroit Free Press, MI) A take-charge kind of guy: Nov 30, 2003 Unlike Gerami, the average US household has $6,000 in credit card debt and pays more than $83 monthly in interest, according to Debtconsolidationinfo.org. ... (Weston Town Crier, MA) Despite high-profile abuses, most credit counseling agencies good ... Nov 30, 2003 When Ted Long and his wife Kristie of Hollywood, Fla., felt they needed help with credit card debt, they checked out three credit counseling agencies and ... (Pittsburgh Post Gazette, PA) Bank set to inflict more pain Dec 1, 2003 Bank's final meeting for the year, according to economists Australian home owners owe $427.5 billion in home loan debt and $96 billion in credit card debt, car ... (Brisbane Courier Mail, Australia) Companionship, not gifts, make for a happy holiday Dec 1, 2003 That's appalling. It made me wonder what he was trying to apologize for. What did he do that he would accrue all that credit card debt for one holiday? ... (Tarentum Valley News Dispatch, PA) Analysts' views diverse on unexpected rise in debt Nov 30, 2003 Credit-card debt continued to rise in September, but the big jump -- 12.5 percent -- came in the so-called nonrevolving area, which includes things like auto ... (Fort Worth Star Telegram, TX) Don't give yourself debt for Christmas Nov 29, 2003 Go home. • If you're rolling over credit card debt month to month, don't pull out the plastic. Don't even take your credit cards when you go shopping. ... (The News Journal, DE) Asset-backeds - New offerings flutter in Dec 1, 2003 ...and totaled $1.1 billion. While the primary arena was active, secondary market dealings this session included a $40 million block of credit card debt. ... (Forbes) You don't have to be Scrooge to be thrifty Nov 30, 2003 Go home. * If you're rolling over credit card debt month to month, don't pull out the plastic. Don't even take your credit cards when you go shopping. ... (Holland Sentinel, MI) Card debt becomes a lottery Nov 22, 2003 Almost 20 per cent owe more than $5000, and about 25 per cent have had a credit card debt for more than five years. And while only ... (Melbourne Herald Sun, Australia) Holiday Credit Card Blues Nov 28, 2003 John says the average credit card debt of the clients he counsels is $17,000 and much of that damage is done this time of year. ... (Rochester R News, NY) How to shop for the holidays without blowing your budget Nov 29, 2003 Go home. If you're rolling over credit card debt month to month, don't pull out the plastic. Don't even take your credit cards when you go shopping. ... (Orlando Sentinel (subscription), FL) Only One Life to Spend and Spend Nov 30, 2003 ...recession. IN saying all this, let me make it clear that I do not spend money I do not have and do not carry enormous credit card debt. ... (New York Times) Nine to decide on rates rise Dec 1, 2003 Australian homebuyers owe $427.5 billion in home loan debt and another $96 billion in credit card debt, car loans and personal loans. ... (NEWS.com.au, Australia) Spending Tips Dec 1, 2003 ...off this debt as soon as possible. Remember that credit card debt is relatively expensive. You may not realize your card's grace ... (Channel4000.com, MN) Another interest rate rise tipped Dec 1, 2003 Australian home owners owe $427.5 billion on their home loans. Another $96 billion is owed in car loans, personal loans, and credit card debt. ... (Melbourne Herald Sun, Australia) Britney overwhelms our zone defenses Dec 1, 2003 ...denial, too. We're in denial about our finances, which is why we're up to our eyeballs in credit-card debt and personal bankruptcy. We ... (San Diego Union Tribune, CA) HOLIDAY SPENDING Nov 30, 2003 ...and other expenses of the holiday season. But many of them already carry high credit-card debt. The average credit-card balance is ... (Sarasota Herald-Tribune, FL) Mortgage lending at record levels in UK Dec 1, 2003 Outstanding credit card debt rose by £665m (€955.3m) during October, compared to September's rise of £765m (€1,099m), leaving people owing a total of ... (IrishExaminer.com, Ireland) Bootstrapping Your Start-Up Dec 1, 2003 During the early days, the brothers racked up more than $40,000 in credit card debt, "but we knew that someday when we were making millions, that would seem ... (Entrepreneur) Holiday shopping Nov 30, 2003 ...question: Is it necessary for a poor student with thousands of dollars in student loans to add hundreds, if not thousands, of dollars in credit card debt to ... (The Diamondback, MD) How to avoid the debt trap Nov 29, 2003 Pump that credit-card debt up to $10,000, and you're looking at a 27-year loan if you just made the minimum monthly repayments. ... (Brisbane Courier Mail, Australia) When the bailiff comes knocking Nov 29, 2003 QI HAD told my husband many times to settle whatever credit card debt he had incurred but he did not listen to me. And he has not ... (Straits Times, Singapore) Plan your spending for the holidays to avoid credit-card madness Nov 17, 2003 The average Joe carries more than $8,900 worth of credit card debt, while the typical household has a total of 16.9 credit cards. ... (Fort Lauderdale Sun Sentinel, FL) Tis the season to avoid getting into holiday debt Nov 30, 2003 ...responsible can use them. However, those with outstanding credit card debt should avoid whipping out the plastic. “Let’s say ... (Gwinnett Daily Post, GA) 'Tis the season to plunk down plastic Nov 30, 2003 ...(Credit card debt) totally defeats the purpose of what Christmas is all about.". For more and more people, Christmas is all about debt. ... (South Bend Tribune, IN) May your holiday be peaceful, joyful, debt-free Nov 24, 2003 ...bought had they had the money. My savings would decline, my credit card debt would pile up, but I didn't care. It's as if I thought ... (GoMemphis.com, TN) Holiday buying insanity: Stop it before it starts Nov 27, 2003 Go home. n If you're rolling over credit card debt month to month, don't pull out the plastic. Don't even take your credit cards when you go shopping. ... (Roanoke Times, VA) Paying of plastic is a consumer problem Nov 28, 2003 Computcredit at 41 percent. To learn more about getting control of credit card debt and where to get the best deals check out these links. (Katu.com, OR) 'Tis The Season For Fraud Nov 27, 2003 ...suggest you spend that time creating a holiday budget to help you avoid impulse purchases so you can emerge from the holidays without a pile of credit-card debt ... (Boston Channel.com, MA) Shop Cenla: Holiday shopping bills can be reminder of Christmas ... Nov 28, 2003 Upshaw says again. Rote, meantime, offers some tips to stick to those lists and avoid running up credit card debt. "With Thanksgiving ... (Alexandria Town Talk, LA) Credit counselors talk about the dangers of overspending during ... Nov 28, 2003 And with utility bills and health-care expenses on the rise, mounting credit card debt can put a tremendous strain on already stretched finances. ... (Waterloo Cedar Falls Courier, IA) S.Korea's LG Card to slash jobs, shut branches Nov 25, 2003 ...collection. Total credit card debt in South Korea at the end of August was 78.43 trillion won, or about 14 percent of annual GDP. ... (China Daily, China) Holidays Equal Increased Spending, Debt Problems Nov 25, 2003 ...over my head," Loera said. The average credit card debt for a typical working family is up 46 percent. Families in the middle to ... (KXAN-TV, TX) Tips for Budgeting this Holiday . . . Nov 25, 2003 The best way to avoid credit card debt is to spend wisely and pay with cash or a debit card – they facilitate more conscious spending and there will be no ... (iBerkshires.com, United States) New book is geared toward young people in their 20s and 30s Nov 28, 2003 ...students and young people are easy prey for the credit card companies, and nothing can bring on financial despair more than racking up a credit card debt. ... (Brunswick Times Record, ME) Colleges ’ ties with parents growing Nov 28, 2003 ...about a variety of issues with college students including how to access healthcare, the importance of class attendance and the pitfalls of credit card debt. ... (Huntington Herald Dispatch, WV) Color of Money Book Club: 'Hundred Dollar Holiday' Nov 25, 2003 ..._______________________. Mr McKibben,. What are some statistics of holiday expenses and debt (eg, median expense and credit card debt)? ... (Washington Post) To shop, perchance to browse Nov 29, 2003 Karyn Bosnak earned her 15 seconds of fame when she posted her credit-card debt tally ($20,000 US-plus) on an Internet site and invited contributions. ... (Vancouver Sun, Canada) State bankruptcies near record Nov 26, 2003 Birmingham bankruptcy lawyer Brad Botes said a growing percentage of his clients cite credit-card debt as the leading factor in their decisions to file ... (AL.com, AL) Aussies repay record $12b credit Nov 20, 2003 In September 2003 about 1.34 per cent of credit card debt owing on Visa cards was outstanding more than 90 days or written off. ... (Sydney Morning Herald, Australia) Consumer desk: Great news on mystery debt Nov 30, 2003 ...the bills afterwards. Credit card debt is through the roof and beware, so too are the rates, particularly in-store cards! Q- IN ... (Sunday Life, UK) The madness of Christmas shopping is upon us. Nov 29, 2003 ...good news for the economy, but the cheer is dampened somewhat by the fact that the average American household is carrying more than $8,000 in credit-card debt ... (The Free Lance-Star, VA) Bargain Hunters Hit Stores Nov 28, 2003 Our budget is limited," said Ramirez, 43, adding that he planned to pay cash as much as possible to avoid racking up credit card debt. ... (Los Angeles Times (subscription), CA) Prospering in Gretna Nov 29, 2003 His firm lost a $600,000 city contract, his law partners didn't work out, and he was saddled with credit-card debt and a practice that was folding. ... (The Tallahassee Democrat) KPLC SERIES: Tips on Saving Money II Nov 25, 2003 Credit card debt in this country for example now averages more than $8,500 per household. One lake area couple knows how that feels, first-hand. ... (KPLC-TV, LA) Fandom of the Opera Nov 28, 2003 ...extreme sacrifices. Traveling to hear a beloved singer in a particular role, some incur years of credit card debt. Others simply ... (Los Angeles Times (subscription), CA) Wal-Mart gives, and Wal-Mart takes away Nov 30, 2003 ...union stance. But when the family's credit card debt topped $10,000, Wal-Mart's deals suddenly looked irresistible. "Where else ... (Buffalo News, NY) Consumers warned about overspending during Holidays Nov 29, 2003 He explained that it would take more than 30 years to eliminate a $3,000 credit card debt by paying 2% of the balance every month at an interest rate of 18%. (Puerto Rico Wow, Puerto Rico) It's an uninsured life! Nov 30, 2003 Taking our life savings and leaving massive credit card debt," Ruthie added in a singsong voice. "Daddy, we've heard that story a hundred times before.". ... (Salon (subscription)) Quindlen: More working Americans living below the poverty level Nov 29, 2003 Today that same family may well feel impoverished, overwhelmed by credit-card debt, a second mortgage and the cost of the stuff that has become the backbone of ... (Salt Lake Tribune, UT) Korea Isolated in Global Economic Recovery Nov 30, 2003 ...`In addition, the lack of social responsibility and ethics evidenced by a large number of people who are failing to repay their credit card debt is also ... (Korea Times, South Korea) LG Card to cut costs, staff Nov 24, 2003 Total credit card debt in South Korea at the end of August was 78.43 trillion won ($65 billion), or about 14 percent of annual GDP. ... (CNN International, Europe) Determination makes dream reality Nov 29, 2003 Moriah, nine months from application to closing. She had to work with some creditors on credit card debt. Toler paid off and eliminated four credit cards. ... (GoMemphis.com, TN) Despite battered reputation, consumers can benefit from credit ... Nov 25, 2003 When Ted Long and his wife, Kristie, of Hollywood, Fla., felt they needed help with credit card debt, they checked out three credit counseling agencies and ... (Buffalo News, NY) Kingdom Financial Principles wishes happy holidays from consumer ... Nov 25, 2003 A positive move (though not the only one) has been to eliminate the high interest of credit card debt by using lines of equity. ... (Emediawire (press release)) Think safety while traveling during holidays Nov 29, 2003 It suggests: - Make a realistic holiday shopping budget and stick to it to avoid running up excessive bills or credit card debt. ... (Evansville Courier & Press, United States) Jump$tarting youth finances Nov 28, 2003 So, is it a coincidence that so many young people end up buried under credit-card debt or filing for bankruptcy after launching a business? ... (Rocky Mountain News, CO) Young ring up huge mobile bills Nov 21, 2003 Credit card debt was highest among people aged 65 and over (70 per cent of this group), while housing loans problems were most prevalent in the 25-to-44-year ... (The Age, Australia) Researchers probe how young consumers learn to use and misuse ... Nov 24, 2003 Some are likely to run up a big credit card debt if they see it as a release for stress or a way to have some sense of power over their lives as young adults. ... (Penn State Live, PA) Generation Y keys in boomer-sized debt Nov 21, 2003 Credit card debt was highest among tg aged 65 and over (70 per cent of this group), while housing loans problems were most prevalent in the 25 to 44 year age ... (Sydney Morning Herald, Australia) Consumers more confident? At malls, opinions mixed Nov 28, 2003 They believe consumption and confidence are still uncertain an ongoing legacy of corporate layoffs, mounting credit card debt and modest or nonexistent salary ... (Lowell Sun, MA) Holiday Spending is Expected to Increase; Consumers Are Still ... Nov 25, 2003 ...hangover. Recent statistics show that 54 percent* of US consumers are still paying off credit card debt from the last holiday season. ... (PRNewswire (press release)) What's in Your Wallet? Nov 18, 2003 ...disposable income. On average, we carry eight cards per person and have a balance of $8,400 in credit card debt. Twenty percent ... (Motley Fool (subscription)) Report finds highest debt levels amongst unemployed and low waged Nov 21, 2003 According to the University of Newcastle's School of Business, the amount of credit card debt incurring interest has increased by 12 and a half percent since ... (ABC Online, Australia) For folks caught up in holiday spending, best gift is living ... 19 Nov 2003 To avoid credit card debt, Kim Terry, housing and financial management educator for the University of Wisconsin Extension, advises people to start budgeting in ... (Milwaukee Journal Sentinel, WI) Life should be a trip... not a trap 19 Nov 2003 Though some money went to pay off the $40,000 in credit-card debt incurred during the first road trip, sponsor support is kept at a minimum to maintain the ... (USA Today) Five essential tips on re-building your portfolio 19 Nov 2003 Finally, paying down debts is one of the smartest long-term investments you can make. Pay off high-cost credit card debt first. ... (Fort Worth Business Press, TX) Many College Students Drown In Credit Card Debt Nov 18, 2003 The average student leaves college with more than $2,700 in credit card debt. That's separate from any college loans they may have. ... (WGAL Channel.com, PA) What's in Your Wallet? Nov 18, 2003 ...disposable income. On average, we carry eight cards per person and have a balance of $8,400 in credit card debt. Twenty percent ... (Motley Fool (subscription)) Plan your spending for the holidays to avoid credit-card madness Nov 17, 2003 The average Joe carries more than $8,900 worth of credit card debt, while the typical household has a total of 16.9 credit cards. ... (Fort Lauderdale Sun Sentinel, FL) Financial Services News Nov 18, 2003 ...for the following reasons: Reason for Using Prepaid Cards % of Respondents Help avoid credit card interest charges 36% Help avoid accumulating credit card debt ... (PRNewswire (press release)) Consumers making debt a way of life Nov 16, 2003 Credit card debt continued to rise in September, but the big jump--12.5 percent--came in the so-called non-revolving area, which includes things such as auto ... (Chicago Tribune, IL) Don't let Santa ruin your budget Nov 18, 2003 The average credit card debt per household last year was nearly $9,000, according to Cardweb.com, a private company that provides information on payment cards. ... (Buffalo News, NY) Spending spree fuels economy, piles up debt Nov 16, 2003 Credit card debt continued to rise in September, but the big jump--12.5 percent--came in the so-called non-revolving area, which includes things like auto ... (Chicago Tribune, IL) Bush readies more tax breaks Nov 17, 2003 As debt piles up (the percentage of income in credit card debt has tripled), home foreclosure rate and bankruptcies have soared (another sharp increase was ... (Boston Globe, MA) Woori Bank to aid LG Card Nov 18, 2003 Credit card companies hope that the creditors' decision to help the companies could at least lead to the resumption of credit card debt transactions. (Joongang Ilbo, South Korea) 21st Century Technologies Receives First $250000 of Private ... Nov 18, 2003 It is acquiring Credit Card Financial Corp. which will engage in dealing in consumer credit card debt. The statements made by 21st Century Technologies Inc. ... (Business Wire (press release)) Money Matters Nov 18, 2003 With many Americans carrying some form of credit-card debt, the potential of this problem has only grown. Do you have an adult offspring living at home? ... (Buffalo News, NY) Credit card application set to get tougher Nov 14, 2003 Their desire for increased scrutiny comes amid soaring bad credit card debt - for the first nine months of the year, banks in Singapore wrote off $132.2 million ... (Straits Times, Singapore) Arnold straddles California Nov 17, 2003 This would, in a sense, mimic the worst of what George Bush has done -- cut taxes as you maintain spending and run up a huge credit card debt," he said. ... (Salon (subscription)) Iowa City Press-Citizen Nov 16, 2003 ...credit card machine compatible. Heisler's worst concern: That students would get into credit card debt. Among those staying off ... (Iowa City Press Citizen, IA) SUSAN TOMPOR: Saver-spender marriage can reach compatibility Nov 16, 2003 ...clipper. She created the Cheapskate Monthly newsletter in 1992 as part of her own mission to get out of credit card debt. Visit ... (Detroit Free Press, MI) Don ’ t let season drive you into debt Nov 16, 2003 ...might have had a $1,000 Christmas.”. After the holidays, make it a priority to pay off credit card debt. If you make only minimum ... (The News-Press, FL) 401(k) cash-outs bad for retirement Nov 18, 2003 ...the benefits consulting firm that did the study, said anecdotal evidence suggests most of it went for such things as living expenses and credit card debt. ... (San Francisco Chronicle, CA) Card debt-backed bonds slump in price Nov 3, 2003 Bond Web, an online provider of bond information, said yesterday that 4.3 trillion won ($3.6 billion) worth of bonds backed by credit card debt were traded in ... (Joongang Ilbo, South Korea) Mystified by money? Sadly, you're not alone Nov 18, 2003 So Hull asks them to take the time to sit down at the kitchen table, go through their papers and sort out their expenditures, including credit card debt and ... (Pasadena Star-News, CA) Banker's Credit Card Warning 'Good Advice' Nov 11, 2003 By Andrew Evans, Lords Staff, PA News. The Barclays Bank chief who cautioned against credit card debt gave “very good advice”, the Government said today. ... (The Scotsman, UK) P ’ ville woman gets 3 years in credit card theft Nov 4, 2003 ...in the woman's dead husband's name. Bouldin then ran up the credit card debt to $36,815. On Jan. 24, Longport police received an ... (Press of Atlantic City, NJ) Poor Oprah just lost my two cents' worth Nov 16, 2003 Do you have a 401K? An IRA? Do you have credit card debt? How much do you spend a month on clothing?". I thought, "Dang, she's all up in my business.". ... (St. Petersburg Times, FL) Talks feature tips for holidays Nov 12, 2003 Becky Wallace, an agent for Hamilton County, talked about credit card debt and how the average American's credit card balance of $2,500 on 2.5 cards would take ... (Garden City Telegram, KS) Financial counseling makes difference Nov 17, 2003 People face high insurance co-pays, large medical bills, and periods of unemployment or underemployment. Thirdly, there is credit card debt. ... (Marshfield News Herald, WI) What's in your Wallet? Nov 10, 2003 ...problem. All those years of buying textbooks and meals at 12 to 22 percent interest left him with a credit card debt of about $8,000. ... (Oklahoma Daily, OK) ' Counseling ’ puts some in deeper debt Nov 14, 2003 ...credit counseling again. Viden, too, turned to AmeriDebt in 2000 when he had about $12,500 in credit card debt. His voluntary contributions ... (Baltimore Sun, MD) Iceberg ahead for the debt-ridden millions Nov 15, 2003 ...the long-term consequences of replacing short-term unsecured debt with long-term secured debt, or even appreciate that by transferring credit card debt to ... (The Scotsman, UK) Peterson gawkers are not welcome at sale Nov 16, 2003 ...the recent murder trial, prosecutors suggested Peterson was motivated to kill his wife by financial woes, including more than $140,000 in credit card debt and ... (Durham Herald Sun, NC) Business Notebook: Region seeks ink in national magazines Nov 16, 2003 Myvesta clients in financial crisis report average credit card debt and unsecured debt up 50 percent to $77,036 with mortgage debt rising to $207,958, a 25 ... (The Columbian, WA) Foreign banks eye smaller S.Korean retail lenders Nov 16, 2003 Facing stalled growth elsewhere in Asia and in Hong Kong in particular, the banks are seen looking to take advantage of the fallout from a credit card debt ... (Forbes) Wal-Mart's results rain on retail spending parade Nov 17, 2003 ...rose by 14 per cent. Target said it was also dealing with much higher levels of bad credit-card debt. On Friday, meanwhile, US retail ... (The Globe and Mail, Canada) Personal bankruptcies hit record high Nov 15, 2003 ...at a law firm, said bankruptcy came to the rescue after his 1996 divorce turned acrimonious and he was left holding the bag for a joint credit card debt of ... (San Francisco Chronicle, CA) Resist holiday excess Nov 16, 2003 ...moment to consider the following: * The average household has close to $9,000 in credit card debt. * The average gift list consists ... (Holland Sentinel, MI) ‘ Roadtrip Nation ’ authors travel to UCLA Nov 17, 2003 After being on the road for three months and acquiring $30,000 in credit card debt, Mariner and Gebhard found they had a collection of great stories about what ... (The UCLA Daily Bruin, CA) Last-Minute Holiday Shopping Syndrome: Without Having Accumulated ... Nov 13, 2003 ...comes to holiday budgeting. Plan now to avoid costly credit card debt over the entire New Year. Thwart overwhelming credit card ... (Business Wire (press release)) Time for Santa To Get Real Nov 15, 2003 ...as absurd, take a moment to consider the following: ? The average American household has close to $9,000 in credit card debt. (Washington Post) No interest in paying debts Nov 6, 2003 Across Britain the level of outstanding overdrafts is £7.5 billion, a rise of 39 per cent since January 2000, while credit card debt now stands at £26.5 ... (The Scotsman, UK) Strategies to Keep Credit Card Spending Under Control Oct 31, 2003 The average US credit card debt carried over each month per household last year was nearly $9,000, according to Cardweb.com, triple the average of $3,000 in ... (WOKR-TV, NY) Teen Web Site Teaches Financial Literacy; CitiFinancial, ... Nov 17, 2003 ...prepare them? Are they able to handle their money, understand credit card debt, maintain a budget, and choose how to save? Teachers ... (U.S. Newswire (press release), DC) As Easy as 1,2,3 Nov 17, 2003 ...in University Park, Pennsylvania, has seen entrepreneurs make many of these mistakes, such as running up thousands of dollars in personal credit card debt ... (Entrepreneur) Reign in Holiday Credit Spending for a Debt-Free New Year Nov 4, 2003 One-time holiday purchases can strain a budget and increase credit card debt for months afterwards, so preventing over-spending is the best cure." LowerMyBills ... (PRNewswire (press release)) Gov.-Elect Borrows a Page From Davis Nov 12, 2003 ...behind you.". Maybe, but Jarvis junkies endorsing massive credit card debt is like environmentalists driving Hummers. If this is. the ... (Los Angeles Times, CA) Ups and downs of credit card use Oct 27, 2003 Credit card debt has grown even faster, increasing more than seven-fold from December 1985 to December last year - and that's after adjusting for inflation. ... (Otago Daily Times, New Zealand) Group targets high credit card fees Nov 1, 2003 ...said she is in favor of a proposal from a New York consumer advocacy group that would partly rein in what the group calls an explosion of credit card debt ... (Des Moines Register, IA) Coordinating efforts will help the homeless Nov 17, 2003 Even those who are not currently among the ranks of the homeless may be at risk if they are piling up credit card debt and just a step away from the streets if ... (Journal Times Online, WI) Con men and thieves in pinstripes Nov 17, 2003 ...lavish lifestyles to support. Living in affluent Westchester suburbs, each faced mounting credit card debt. Wallman had to shell ... (New York Daily News, NY) Dear Abby: Nov 10, 2003 I'm writing to raise awareness about a serious and widespread problem -- student credit card debt. Young adults, who are often "credit ... (Washington Post, DC) Giving Governor Schwarzenegger some big-time help Nov 13, 2003 ...positions behind you.". Maybe, but Jarvis junkies endorsing massive credit card debt is like environmentalists driving Hummers. If this ... (Go Erie, PA) Reign in Seasonal Holiday Credit Spending for a Debt-Free New ... Nov 5, 2003 One-time holiday purchases can strain a budget and increase credit card debt for months afterwards, so preventing over-spending is the best cure.". ... (Yahoo News (press release)) College students want limits on credit card solicitation on ... Nov 2, 2003 The survey studied the effect of credit card debt on the college experience. About a third of the students surveyed said they reduced ... (Jefferson City News Tribune, MO) Credit cards: debt plagues students Nov 6, 2003 ...by Caity Fodor. Credit card debt is a huge problem for students on the Seton Hall campus, according to Kristin Kucsma, economics professor. ... (The Setonian, NJ) S Korea's credit binge breeds debt, despair and suicide Nov 10, 2003 3.5m South Koreans - 16 per cent of the working population - were classified as debt defaulters and about 10 per cent of the country's credit card debt was ... (Financial Times (subscription), UK) Edwards focuses on middle-class money worries Nov 6, 2003 Rather than dwelling on federal deficits and billion-dollar budgets, Edwards addressed the details of everyday financial life: credit card debt, student loans ... (Concord Monitor, NH) DEBT DOOM LURKING Nov 8, 2003 If it is, look to cut it back. If you have credit card debt and can't pay it all off in a couple of months, see a debt counselor. ... (New York Post, NY) Make this year the year of the $100 holiday Nov 14, 2003 ...moment to consider the following: The average household has close to $9,000 in credit card debt. The average gift list consists ... (Seattle Post Intelligencer, WA) Meetings big on talk, not action Nov 15, 2003 Then next year, when Jerry Colangelo's credit card debt has to pay more than $50 million in deferred salary, they may have to be at $60 million for active ... (ESPN) Your 3 worst debt consolidation moves Nov 4, 2003 Every day, I get at least one piece of regular mail offering me low-interest balance-transfer deals for credit-card debt, or arm-twisting e-mail from unknown ... (MSN Money) Providian to lay off 95 positions in San Antonio Nov 10, 2003 ...of Providian, the company has been working over the last 18 months to significantly reduce the amount of money it writes off due to delinquent credit card debt ... (San Antonio Business Journal, TX) State Treasurer shows Nov 14, 2003 And, again unfortunately, I've been required to seek too much of this, what is, essentially, credit card debt the last few years, because the state spends more ... (Ojai Valley News, CA) In the market Nov 15, 2003 ...credit cards. Americans are drowning in credit-card debt, which has reached an average of more than $8,300 per household. Are you ... (Arizona Republic, AZ) Q&A: Interest rate rise Nov 6, 2003 Many people found their credit card debt was called in at short notice and, as a result, many people got into financial hot water. ... (BBC News, UK) Marstons Mills Marine not soft on software Nov 7, 2003 ...in North Carolina. It was 1987 and a fellow Marine brought him a magazine article on paying off credit card debt quickly. "At the ... (Barnstable Patriot, MA) Too many credit cards? Govt still studying issue Nov 10, 2003 The number of individual bankruptcies in Singapore rose 44 per cent in September from a year earlier and credit card debt is one of the causes. ... (Straits Times, Singapore) Uncertain Brown sailing into deep, uncharted waters Nov 7, 2003 ...to consumers who - apart from Matt Barrett, the chief executive of Barclays Bank - have not mastered what compound interest adds to their credit card debt ... (The Scotsman, UK) Why Do Managed Funds Exist? Nov 13, 2003 ...but in general, a lot of investors are just served by buying the total stock market index fund, adding to it regularly, paying down their credit card debt, and ... (Motley Fool (subscription)) Drivers who paid higher VLF will get refunds Nov 13, 2003 ...adviser to the California Democratic Party, compared the borrowing plan to the action of someone who promises everything and then racks up credit card debt to ... (Long Beach Press-Telegram, CA) Personal financial failures rise 7.8% Nov 15, 2003 Collins said the increase in personal bankruptcies could be attributed to the recent recession, credit-card debt and the loss of jobs. ... (Arkansas Democrat Gazette, AR) The creaky house that cheap credit built Oct 27, 2003 ...of horrors rundown. Credit card debt, mortgage debt, bulging lines of credit, state debt, a staggering federal deficit. The main ... (National Post, Canada) Have cause, will appeal: Help is ready Nov 12, 2003 In June 2002, out-of-work TV producer Karyn Bosnak started SaveKaryn.com, a site dedicated to asking strangers for funds to pay off her credit-card debt. ... (Chicago Tribune (subscription), IL) Credit card companies raising rates Nov 3, 2003 By STEVE BUCCI. I have too much credit card debt, but I pay my bills and pay them on time. Recently, my bank raised my credit card ... (Albuquerque Tribune, NM) BORROWING FROM THE HOUSE Nov 7, 2003 This may appear ironic, since the No. 1 reason nationally for obtaining a line of credit is to consolidate high credit card debt, according to the CBA. ... (Fort Worth Star Telegram, TX) Hyundai surprises with 3Q result Nov 10, 2003 ...year. Local consumption has been hit by a government crackdown on credit card debt and an uncertain domestic economic outlook. The ... (CNN Europe, Europe) 21st Century Board of Directors Mandates Monthly Shareholder ... Nov 4, 2003 Credit Card Financial will buy and sell consumer credit card debt. Company management has significant prior experience in this area. ... (Business Wire (press |